Will the Financial Market Prevent Me From Buying?
Many people are wrestling with this question.  Answer is: This could very well be the best time for you.  The negative press can work in your favor.  Sellers have become very negotiable.  There is mortgage money.  You need a 650 minimum rating. Over 700 gets you better rates.   Ask about my lending partners. When we get through this tough time, and we will, you could be in an enviable position, with a house bought below value. Instant equity is a great thing.

The first step is to initiate a relationship with a lender.  You will learn what options you have.  Don't assume that it can't be done right now.  Now may be your time!

As previously mentioned, get pre-qualified.  That positions you to act when the time is right.

Call Me To Discuss Your Buying Questions!  512-413-2493

Wells FargoHome Mortgage, one of the strongest lenders in the country, has made a strong committment to the value of green built homes and energy conservation.  In addition to adopting green standards for their own operation and all of their branches, they have made a committment to providing support to the building industry, and to buyers and home owners, who invest in green building standards.

This is the wave of the future.  Other lenders also have programs for green building.  I have not seen others with such well defined presentations, but I anticipate that we can expect to see more in the near future.

Ask your lender about the green building programs that are offered by their institution.  Challenge lenders to get on board and be part of the best revolution that has ever occured in the building industry.  Everyone wins-what could be better than that!

You have just closed on the sale of your new home.  You have the keys and the move is really going to happen.  Guess what!  You have also walked away from the closing table with increased equity! Many houses are selling below their actual value.  Smart sellers know that it is best to jump ahead of the masses and price their homes to sell.  The buyers who are taking advantage of these opportunities will be hugging their realtors in a couple of years!

You wonder about your own home, and if you will have to sell it for less than you had hoped.  Possibly, but it is all relative.  You are making a business decision that puts you in the property you want, will promise of an excellent long term gain.  At these interest rates, it is a winning decision.  Most likely, your current loan is at a higher rate than you can get today.

When you find the property you want, jump on it.  I have seen many disappointed buyers, who wait too long or offer too low.  Suddenly, they find themselves in a multiple offer situation, only good for the seller. 

Be prepared to make a strong offer as soon as you know that you want to buy the property.  Waiting is rarely the better decision.

Are you an investor?  Not an original thought, but buy and hold is the great opportunity for today's investors.